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Elizabeth Finn Care and Turn2us are coming together under one name. This page explains why we are doing this, what’s changing, and what’s not. Find out more.


Turn2us Website and Turn2us Helpline: terms and conditions

This section outlines our terms and conditions for use of the Turn2us Website and Turn2us Helpline.

What's on this page

  1. Introduction
  2. Your Use of the Turn2us Website
  3. Registration, user names and passwords (individuals, intermediaries and charities)
  4. The service
  5. Rights in posted content
  6. User generated content - rules of acceptable use
  7. Removal of content
  8. Content objections
  9. Third party rights
  10. Liability
  11. Termination
  12. The Turn2us Helpline
  13. Privacy Policy
  14. Trade marks
  15. Non UK users
  16. Linking
  17. General
  18. Copyright
  19. Cookies Policy


1. Introduction

1.1 Terms and conditions - Turn2us website and helpline

These are the terms and conditions that apply to your use of the pages of website ("the Website”), and helpline (“the Helpline”) which is made available to you by Turn2us, part of Elizabeth Finn Care (registered charity number 207812), whose principal office is at Hythe House, 200 Shepherds Bush Road, London W6 7NL (“Turn2us”). References in these terms and conditions to “we”, “us” and “our” are references to Turn2us.

1.2 Updating these terms and conditions

These terms and conditions may be updated by us from time to time without notice to you, so you should review these terms and conditions periodically for changes.

1.3 Additional or alternative terms of service

Some services may also be governed by additional or alternative terms of service, which will be posted on the relevant page of the Website.

2. Your use of the Turn2us Website

2.1 Purpose of the Turn2us Website

The purpose of the Website is to enable users such as yourself to have a reliable source of information about welfare benefits and grant-making charities in the UK. We want you to make full use of our Website, to use the information we offer for your own benefit and for you to provide information and materials found on the Website to those whom you think might benefit from them. However, we also need to ensure that our Website is not abused or unfairly exploited, which is why we have to impose certain conditions on your use of it.

2.2 Use of material from the Turn2us Website

Subject to what is said below, material from the Website may be downloaded, viewed, listened to (where appropriate), printed, copied on the hard disk of your computer, photocopied in reasonable numbers and used for your own personal, non-commercial purposes or those of your friends and family as a personal information resource in good faith ONLY. Any other type of use requires the prior written agreement of Turn2us.

2.3 What the Turn2us Website should not be used for

You agree not to use the Website:

  • (a) to create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the Website except where expressly permitted on the Website.
  • (b) to transmit or re-circulate any material obtained from the Website to any third party except where expressly permitted on the Website;.
  • (c) in such a way so as to remove the copyright or trade mark notice(s) from any copies of any material made in accordance with these terms.
  • (d) to upload, post, email or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.
  • (e) to upload, post, email or otherwise transmit any unsolicited or unauthorised advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
  • (f) to upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, damage, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.


  • (g) in any way that might infringe third party rights or that might bring Turn2us into disrepute.

In addition, if you are a Registered User for an Intermediary organisation, you agree to:

  • (h) provide true, accurate, current and complete information about Clients.
  • (i) maintain the confidentiality of any user’s details provided to the Authorised User by us or otherwise via the Website.
  • (j) process all personal data of users in accordance with all relevant data protection legislation.


2.4 Non Registered Users for an intermediary organisation

If you are not the Registered User for an Intermediary organisation or you are not authorised to use the Website on behalf of an intermediary organisation you should refrain from accessing the password protected intermediary pages of the Website.

3. Registration, user name and password

3.1 Access to certain parts of the website

Access to certain parts of the Website may require you to register and provide certain information about yourself and where you do this you agree to:

  • (a) provide true, accurate, current and complete information about yourself as prompted (such information being the "Registration Data"); and
  • (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete.

3.2 Registration Data

Registration Data and certain other information about you is subject to our Privacy Policy which can be found at Clause 13 below.

3.3 Unique user name and password

3.3 The registration processes on the Website will involve you being allocated with a unique user name and password that gives you access to your account. You are responsible for maintaining the confidentiality of your user name and password, and are fully responsible for all activities that occur under your password or account.

3.4 What you agree to do

You agree to:

  • (a) immediately notify Turn2us of any unauthorised use of your user name, password or account and any other breach of security; and
  • (b) ensure that you exit from your account at the end of each session.

3.5 Turn2us and failure to comply with Clause 3

Turn2us cannot and will not be liable for any loss or damage arising from your failure to comply with your obligations under this Clause 3.

3.6 Username and Password for intermediaries

3.6.1 Intermediary Organisation's and Registered User's responsibilities

The Intermediary Organisation and the Registered User will be fully responsible for all activities that occur under the Registered User’s Username and Password and the Intermediary Organisation and the Registered User agree:

  • (a) that only the Registered User will use its Username and Password;
  • (b) to immediately notify us of any unauthorised use of the Registered User’s Username and Password and any other relevant breach of security;
  • (c) that the Registered User will exit from the Intermediary Organisation’s Account at the end of each session; and
  • (d) that both the Registered User the Intermediary Organisation will be jointly liable under these Terms and Conditions for all liabilities of the Registered User.
  • (e) agree to get the consent of your clients to store their personal data on our servers
  • (f) inform Turn2us if you are leaving your organisation so that your account can be disabled, by emailing
3.6.2 Registered User and creating accounts

The Registered User will be responsible for creating his or her own account in accordance with the procedure outlined by us. The Registered User shall be responsible for ensuring that information provided at the time of creating the account shall be true, accurate, current and complete and that it meets our published criteria. We shall have the right to amend the Organisation name and Branch name (if applicable) in the event that the information has been entered incorrectly, query the account details with the Registered User if we have sufficient reason to believe that an error may have been made, and deactivate the account in the event that the information does not meet our criteria.

3.6.3 Turn2us and failure to comply with Turn2us Terms and Conditions

Turn2us cannot and will not be liable for any loss or damage arising from the Registered User‘s failure to comply with these Terms and Conditions. 

4. The service

4.1 Features the Website includes

Subject always to Clause 11, we shall use our reasonable endeavours to ensure that the Website includes the following features for your benefit:

  • (a) Information (sourced from information available in the public domain and/or from your and their own contributions) on charities that give grants to individuals in need in the UK which will be searchable.
  • (b) Online enquiry and application forms that can be sent to grant-makers through our secure email and application system.
  • (c) A ‘My Turn2us’ account administration area for Registered Users to create and save enquiries, applications and email correspondence.
  • (d) A Benefit Calculator that enables the Registered User to check their entitlement to welfare benefits.
  • (e) Signposting to other sources of support.

Additional benefits for intermediaries:

  • (f) A ‘My Turn2us’ account administration area for Registered Users to create and save enquiries, applications, notes and email correspondence on behalf of Clients.
  • (g) The Benefits Calculator enables the Registered User to check the Intermediary Organisation's Clients’ entitlement to welfare benefits.

4.2 Details about Intermediary Clients and data protection

Details about Intermediary Clients and supplied by Registered Users will be held in accordance with the Data Protection Act 1998 and will not be passed on to third parties.


5. Rights in posted content

With respect to all content that you post to publicly accessible areas of the Website, you grant Turn2us the royalty-free, perpetual, irrevocable, non-exclusive and fully sub-licensable right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed.

6. User generated content - rules of acceptable use

6.1 Discussion forums and pages where users can post material

Any discussion forums or pages of the Website where you are capable of posting material are provided for your private and non-commercial use and for the exchange of lawful, relevant, fair and appropriate information, opinions and comment. Use of the Website that is inconsistent with those stated purposes is strictly prohibited. Your use of these forums and the Website generally is subject to the following terms which, by your use of the forums and the Website, you are deemed to accept (and which amount to a non-exhaustive list of prohibited acts):

  • a) You may not use obscene or offensive language.
  • (b) You may not place on the Website any material which is defamatory, abusive, discriminatory or hateful or which applauds, encourages or entices abuse, discrimination or hate.
  • (c) You may not post any material on the Website which has been disclosed to you in confidence or which, by its nature, is confidential.
  • (d) You may not post any material on the Website which compromises the privacy or security of anyone other than yourself.
  • (e) You may not place on the website any material which may encourage criminal conduct or which may give rise to civil liability, or which is otherwise unlawful.
  • (f) You may not place on the site any material belonging to any person (or any material where the rights belong to any person) other than yourself without the prior written consent of the owner of it.
  • (g) You may not place on the site any material where the use by Turn2us or any third party licensed or permitted by Turn2us, will give rise to any third party claims.
  • (h) You may not place any links on the Website where those links take users to unlawful material or material that contravenes these rules of acceptable use.
  • (i) You may not place on the Website advertisements nor make commercial solicitations nor use the website for any commercial purposes (which would include using the Website to promote or encourage the sale of your goods/services).
  • (j) You may not place on the Website any material that authorises, enables or encourages the dissemination of junk mail or chain letters.
  • (k) You grant Turn2us the unrestricted right to use, reproduce, translate and distribute any material you place on the Website.
  • (l) Whilst we do not pre-screen submissions placed on our online forums, we do have the right (but not the obligation) at our sole discretion to review, edit, move or delete any material submitted to our online forums.
  • (m) Turn2us accepts no responsibility for any statements, material or other submissions placed on our online forums by you or any third party, or for any loss or damage resulting from your breach of these rules of acceptable use.
  • (n) You agree to indemnify Turn2us, its associated companies and its representatives and employees from any and all claims and liabilities (including legal fees) which arise from your statements, contributions or other submissions to our online forums, from any unauthorised use of material obtained from our online forums or otherwise from your breach of our rules of acceptable use.

7. Removal of content

We will not view or edit or pre-screen any contribution that you or anyone else make to the forums or to the Website generally and therefore, unless we are specifically notified of the nature of any item of content, you cannot assume that we are responsible for having made it available on the Website. We, and others that we designate, shall have the right (but not the obligation) at our sole discretion to refuse or remove any content that is posted to, or available on, the forums or the Website without the need to give any reasons for doing so.

8. Content objections

If you object to the publication of any material placed on our online forums (or anywhere else on this Website), please let us know by calling 0808 802 2000) or by sending an appropriately worded email to: and we will take whatever action we deem appropriate.

8.1 Commentary appearing on the Website

8.1 Commentary appearing on the Website: You understand and accept that in many respects the Website simply acts as a forum in which users are encouraged to share their information and experiences, we do not review user generated content on the Website and as a result we have no control over the decency, appropriateness, quality, safety or legality of that content.

8.2 Access to protected pages of the Website

8.2 You understand and agree that it is a condition of your access to the protected pages of the Website that you shall not:
(a) hold us liable (whether under the law of defamation, copyright, passing-off, trade marks, privacy, data protection or otherwise) for the publication, broadcast or making available of any user generated content found on the website; or
(b) hold us liable (whether under the law of defamation, copyright, passing-off, trade marks, privacy, data protection or otherwise) for the publication, broadcast or making available of any content found on the website that we have obtained from a reputable third party; or
(c) commence any proceedings against us arising out of the publication, broadcast or making available of any content found on the interactive pages of the Website.

8.3 Restrictions at Clauses 9.1 and 9.2

You accept that the restrictions at Clauses 9.1 and 9.2 above shall survive the termination of this agreement for any reason.

8.4 Full editorial control

You understand and accept that we shall have full editorial control over the Website, its content and how the services offered through the Website are conducted and managed (albeit that we may not necessarily exercise that control) and you shall not attempt to influence our choice of users, other charities or advertisers.

9. Third party rights

9.1 Copyright and other rights

The copyright, and other rights, in some of the material appearing on or in the Website may belong to third parties. You may not (save as allowed in these terms and conditions) copy, reproduce, transmit or distribute any such material without the licence or permission of the author and you agree to pay any costs or expenses incurred by Turn2us which may arise as a result of your failure to obtain such licence or permission.

9.2 Material posted by third parties

The Website may contain material (including, but not limited to, advertisements) posted by third parties. Individual users, charities and advertisers are solely responsible for the content of advertising and other material which they submit to the Website and for ensuring that such content complies with all relevant legislation. Turn2us accepts no responsibility for the content of material submitted by third parties, including, without limitation, any error, omission or inaccuracy therein.

9.3 Goods and services

Save unless otherwise stated, no warranty whatsoever is given as to any goods or services purchased, obtained or offered to you through use of the Website, whether accessed directly or otherwise, and no liability is accepted by Turn2us in relation to any contract entered into by you with any third party on or by means of the Website.

9.4 Links to external websites

The Website may contain links to external websites. These links are included to give users the opportunity to access other pages that it is felt may be of assistance to them. Turn2us is not responsible for the content of these Internet sites.

10. Liability

10.1 Quality, accuracy or availability of the Website

We shall use our reasonable endeavours to ensure that the Website, our helpline and our email enquiry service are available to users (subject to any planned maintenance) but otherwise these terms and conditions shall not be construed to contain any condition or warranty express or implied to the quality, accuracy or availability of the Website, the helpline or our email enquiry service and no such condition or warranty is to be taken to have been given or implied from anything said or written in any negotiations or discussions between the parties or their servants or agents.

10.2 Financial, legal or healthcare advice

Whilst effort has been taken to ensure the accuracy of the information, Turn2us is not a qualified provider of financial, legal or healthcare services and as such it cannot be relied upon to provide accurate financial, legal or healthcare advice. The Website, the helpline and our email enquiry service should not be used as alternatives to financial, legal or healthcare advice from a qualified professional. The content on the Website, provided by the helpline and our email enquiry service has been provided from a number of sources and Turn2us does not accept any liability for this information. It is the responsibility of users to check the accuracy of relevant facts and opinions given on the Website, via the helpline or by our email enquiry service before entering into any commitment based upon them.

10.3 Material downloaded or otherwise obtained through the Website or our email enquiry service

Any material downloaded or otherwise obtained through the use of the Website or our email enquiry service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

10.4 Errors and interruptions

Turn2us cannot guarantee that your use of the Website, the helpline or our email enquiry service will be free from error and/or uninterrupted. Turn2us shall not be liable for any damages including, but not limited to, indirect or consequential damages, damages for loss of opportunity or chance, or any damages whatsoever arising from use or loss of use, data, or profits, whether in contract, negligence or other tortious action, arising out of, or in connection with the Website, the helpline or our email enquiry service or any other Internet sites.

10.5 Viruses

Whilst effort has been taken to ensure that the Website is free from viruses, no warranties are given that it is free from viruses and users are responsible for ensuring that they have installed adequate virus checking software. Turn2us shall not be liable for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of the Website or any hardware on which it is hosted.

10.6 Death or personal injury

Nothing in these terms serves to exclude or limit liability for death or personal injury arising from negligence or any liability which is otherwise prohibited from being excluded by law.


11. Termination

Turn2us reserves the right to disable your access to the Website at any time at our absolute discretion and without giving any explanation or notification.

12. The Turn2us Helpline

12.1 Introduction to the Turn2us Helpline

An introduction to the services provided by the helpline can be found on our website in the About us/Helpline section.

12.2 Service provision: what you can expect from us

Turn2us strives for high standards as a provider of services. In doing so , Turn2us recognises the need to ensure that all enquires received and made by our helpline advisers are handled in an acceptable and appropriate manner.
Our hours of service are from 9.00 am until 8.00 pm Monday to Friday each week.
All callers waiting longer than 20 seconds receive an information message.
All callers are given a confidentiality statement.

Email enquiries to us

We aim to acknowledge your email within one working day and answer it within two working days. Where we need to refer to a third party, a reply will be sent within three working days.
Where the enquiry is outside the scope of our service, we will signpost you to services relevant for you.
The contents of any emails and any attachments that pass between us are confidential and you should take great care before sharing our emails with anyone else ; as to do so will compromise the security of our communication.
Please note that whilst we shall  try to address your enquiry by email, this may not be possible if your enquiry is of a more complex nature. In these cases, we will kindly request that you contact us using our freephone number. We assume that by making an enquiry by e-mail, you agree to us replying to the e-mail address that you have given us.
Please also be advised that full protection via email cannot be guaranteed and therefore you should take the following steps to protect your privacy:

  • If you send a sensitive email to us, security will be threatened because email is not a secure medium of communication. If you are concerned that sensitive information in your email will be disclosed to unintended recipients you may want to consider choosing a different way to communicate with us.
  • When you start to type in the name of the recipient, some email software will suggest similar addresses you have used before. If you have previously emailed several websites where the address starts in the same way - for example: “info” - the auto-complete function may bring up several “infos”. Make sure you choose the right address before you click send.
  • If you want to send an email to us without revealing our address to other recipients, or you wish to send an email to others without revealing that we are a recipient, make sure you use blind carbon copy (bcc), not carbon copy (cc). When you use cc every recipient of the message will be able to see the address it was sent to.
  • Be careful when using a group email address. Check who is in the group and make sure you really want to send your message to everyone.
  • Install a firewall and virus-checking on your computers.
  • Make sure that your operating system is set up to receive automatic updates.
  • Protect your computer by downloading the latest patches or security updates, which should cover vulnerabilities.
  • Encrypt any personal information held electronically that would cause damage or distress if it were lost or stolen.
  • Take regular back-ups of the information on your computer system and keep them in a separate place so that if you lose your computers, you don’t lose the information.
  • Securely remove all personal information before disposing of old computers (by using technology or destroying the hard disk).
  • Consider installing an anti-spyware tool. Spyware is the generic name given to programs that are designed to secretly monitor your activities on your computer. Spyware can be unwittingly installed within other file and program downloads, and their use is often malicious. They can capture passwords, banking credentials and credit card details, then relay them back to fraudsters. Anti-spyware helps to monitor and protect your computer from spyware threats, and it is often free to use and update.
  • Use a strong password - these are long (at least seven characters) and have a combination of upper and lower case letters, numbers and the special keyboard characters like the asterisk or currency symbols.
  • Do not believe emails that appear to come from your bank or anyone else that ask for your account, credit card details or your password (a bank would never ask for this information in this way).
  • Do not open spam – not even to unsubscribe or ask for no more mailings. Delete the email and either get spam filters on your computers or use an email provider that offers this service.
Postal enquiries to us

We will respond to postal enquiries within two working days of receipt of your letter.
Where we need to refer to a third party, a reply will be posted within three working days.

Call signposting and referral

There will be some instances when your enquiry may be outside the scope of our service. We will try to signpost you to a relevant organisation.


Turn2us helpline advisers comply with the Turn2us Confidentiality Policy (PDF file size 112kb)
We advise callers of the confidential nature of our service and obtain consent before sharing information that may be needed in order to send a grant enquiry or apply for grants on your behalf.
In certain circumstances confidentiality may need to be broken. These are outlined in the Confidentiality Policy and our adviser will explain to you why they need to breach confidentiality.

Caller numbers

When you telephone our helpline, the caller number will be showing to the adviser. This will not be used by them without your permission, for example to call you back.
 If you do not wish your number to be shown, please dial 141 before the helpline number and this will ensure that the number is not visible to the helpline advisers.

Data protection

All personal information received from individuals or from enquirers will be handled and recorded in accordance with the Data Protection Policy (PDF file size 268kb). In particular, we follow the eight principles of good information handling:

  1. Personal data will be obtained and processed fairly and lawfully .
  2. Personal data will only be held for specified and lawful purposes and not in any manner incompatible with those purposes. The purposes for which personal data are held is described in Turn2us’s entry in the Data Protection Register, and information will not be held for another purpose.
  3. Personal data will be relevant and only used in relation to the purposes for which it is held.
  4. Personal data will be accurate and, where necessary, kept up to date.
  5. Personal data will not be kept for longer than is necessary for the purposes covered by the registration.
  6. Personal data will be processed in accordance with the data subject’s rights.  This means that the data will be made accessible to the person concerned and where appropriate the information will be corrected or erased.
  7. We will take security measures to:
    • Prevent unauthorised access to or alteration, disclosure or destruction of the personal information.
    • Prevent accidental loss or destruction of the personal information.
  8. We will not transfer personal data to a country or territory outside the European Economic Area unless that country or territory ensures an adequate level of protection of the rights and freedoms of data subjects in relation to the processing of personal data.

We aim for high standards in our service delivery and welcome feedback from our users. If we have done something that you are pleased with, we would like to hear about it. If you have a complaint, we would like to know about so we can resolve it or do better next time. If you have a query or a suggestion for us to improve our service, please tell us about it.
You can give us feedback:

  • In writing
  • By email
  • By phone
  • By filling in our website feedback form
  • By Completing an email survey after you have telephoned the Helpline
  • By filling in our Compliments and Complaints feedback form.

Full details of the procedures we follow can be found by reading our Compliments and Complaints Policy.

If you have a speech, hearing or language difficulty

Please let the adviser know what actions they can take to best help you. We will use the most appropriate channel for you, for example TextRelay (link opens in a new window),  Language Line (link opens in a new window) or email.


All enquiries received by our helpline are dealt in line with the following policies:

Protecting our staff

We do not tolerate abusive behaviour towards our staff.
We take every measure to support our staff and, in cases of abusive behaviour, tone or language, we may terminate the call. In extreme cases, we will report such behaviour to a relevant authority, such as the Police, in accordance with the Confidentiality Policy(PDF file size 112kb) and the Data Protection Policy (PDF file size 268kb).

Recording calls

All calls to and from the Turn2us Helpline are recorded to ensure accuracy and monitor our service. They are kept securely in a central store for three months, then deleted.

13. Privacy Policy

13.1 Processing private data

Turn2us is registered under, and will process your personal data (which includes your Registration Data) in accordance with, data protection legislation. You hereby agree that the personal data that you provide to Turn2us may be processed by Turn2us for the purposes of:

  • (a) processing your requests;
  • (b) providing you with information (by email or other means) about the products and services of Turn2us and those   charities about whom you have expressed an interest;
  • (c) providing a personalised service to you;
  • (d) maintaining accounts and records;
  • (e) statistical analysis and conducting market research surveys;
  • (f) providing anonymous trend data about our users’ profiles to third parties;
  • (g) assessing and evaluating the use that is being made of the Website; and
  • (h) information and databank compilation and administration.

13.2 Regulatory bodies and/or other third parties

The processing of your personal data described above may involve Turn2us disclosing your details to regulatory bodies and/or other third parties.

14. Trade marks

The names, images and logos identifying Turn2us or third parties and their products and services, are proprietary marks. Any use made of these marks may be an infringement of rights in those marks and all rights to enforce such rights are reserved.

15. Non UK users

This Website has been designed for use within the UK. Whilst users from outside the UK are free to view this Website, Turn2us does not give any warranty, express or implied, that viewing or using the Website from outside the UK complies with any applicable non-UK laws or regulations.

16 Linking

16.1. Linking to our website

We welcome links to our website, including 'deep linking' by which we mean that you may include a link to a specific page (see 16.2 Linking to our Benefits Calculators for exceptions) of our website that is not the Home Page.
You may not display the contents of our website (or any page from it) independently of the website or allow it to be displayed surrounded or framed or otherwise surrounded by material not originating from us without our consent.
If you would like to license our material, please contact us at:

16.2 Linking to our Benefits Calculators

Our free, easy-to-use Benefits Calculator is a vital tool to help more people access the financial support they may be entitled to. It is free to be used by members of the public and third sector intermediaries that provide advice and support for people in financial need.
If you wish to link to the Turn2us Benefits Calculator, please contact Ben Ashmore, Turn2us Communications: E:   
If you are a private or commercial organisation  who wish to use the Benefits Calculator, please contact Francis Mercer, Head of Commercial Partnerships:

16.3. Links to other websites

On this website you may be offered automatic links to other websites. While we hope you will be interested in those websites, you acknowledge that the content on those pages is not subject to our control, their owners may be independent from us and we do not endorse or accept any responsibility for their content.

17. General

17.1 English law

These terms and conditions shall be governed and construed in all respects in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English Courts.

Rights and obligations


Turn2us shall have the right to assign, novate, sub-contract or otherwise dispose of its rights and obligations under these terms and conditions without securing your prior consent and you agree that these terms and conditions will be enforceable against you by any successor in title of Turn2us



These terms and conditions set out the entire agreement between the parties regarding the Website and no variation shall be effective unless agreed between the parties in writing.

18. Copyright

All rights to the material published on this website are either owned by Turn2us or have been provided by external sources and used with the permission of the copyright owner. All rights reserved.
Last updated: 10 July 2014

19.Turn2us Cookies Policy

Since 26 May 2011 the law has stated that cookies can only be used by a website with the specific consent of its users. Like many other websites, Turn2us uses cookies to deliver its service online. Turn2us is currently working on a strategy to implement the best way to obtain the consent of its users without compromising their ability to access our tools and content. We will update these pages with this information once it has been finalised.

19.1. What are cookies?

"Cookies" are small files that are sent to your computer, tablet or mobile phone browser when you enter a website. These cookies are stored by the browser on your device. They can be used for a variety of purposes, such as:

  • identifying your previous visits to a website,
  • researching the most popular features of a website, or
  • letting you move between pages without asking you to log in multiple times.

You can find out more about more about cookies on the BBC Web Wise website (link opens in a new window).

19.2 How does Turn2us use cookies?

In general, Turn2us tries to use cookies only where it is strictly necessary to provide our service as requested by our users. For example, cookies can make it possible for us to identify and log in registered users of the website. We also use cookies to develop a clearer picture of which parts of this website are the most popular to inform the development of the service.Turn2us does not use cookies to serve targeted advertising.

You are not obliged to accept cookies. Most browsers accept cookies automatically, but you can set your browser to prevent this. If your browser’s preferences allow it, each website you visit is able to send a cookie to your browser.

19.3 How to reject cookies from Turn2us

Turn2us does not use cookies to collect personally identifiable information about you as a user of the site. However if you wish to restrict or block the cookies we use you can do this within your browser settings.

If you wish to reject cookies, please select the link for the browser you are using from the list below and follow the instructions to stop cookies being sent to you during your visit to the Turn2us website.

Please be aware that if you do disable cookies, certain services on this website may not be available to you. For example, your ability to access your MyTurn2us account may be impaired.

Internet Explorer
iPhone/iPad Safari

Please note: The Turn2us website contains hyperlinks to websites owned and operated by third parties. These third party websites will have their own privacy policies, including cookies, and we suggest that you review them. They will govern the use of any personal information which is collected by cookies while visiting these websites. Turn2us cannot accept any responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk.

19.4 Cookies used by Turn2us

Turn2us has compiled a list of the cookies used on the site and their purpose to enable you to reject any that you decide that you wish to opt out of.

Cookie name Purpose
ASP.NET_SessionId Manages your visit to the site and remembers certain preferences you may have selected.
style Allows those using accessibility features to toggle between normal and high contrast views.
__utma, __utmb, __utmc, __utmz 3rd Party Analytics reporting cookies (Like Google analytics, Google Adsense) which allow us to see trends in site usage.
cp_session Allows our ‘Ask a Question’ tool to analyse all the questions by our users to better inform its responses.
SESSa2558ac023aa8df2b713351da06f6a6f Allows our users to identify themselves to the Find an adviser tool.
.ASPXFORMSAUTH Allows logged in intermediary users to access to the Advanced Benefit Calculator.
MOODLEID_, MoodleSession, MoodleSession Allows logged in intermediary users to access to the e-learning resources on the Moodle platform.