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for Energy and Climate Change's Green Deal scheme launched on 1
October. The aim is to reduce carbon emissions by improving energy
efficiency of British properties.
The Green Deal is a way to make energy efficiency improvements
to your home without having to pay 'up front'. Instead, you
pay for it for it by instalments on your electricity bill, for a
period of up to 25 years. Paying through your bill is like a loan –
but for your property, not the person. The payments are agreed at
the start and the loan stays with the property after the bill payer
The Green Deal is designed to ensure that you won't pay
back more than you are saving on your energy bill. This is called
the Golden Rule. However, this is not a guarantee. The actual costs
may exceed the estimated savings. For example, if your energy use
increases or there is a fall in energy prices.
There are four steps:
From 1 October 2012 qualified Green deal assessors can
assess your property for energy saving home improvements.
From 28 January 2013 you will be able to take out a Green
Deal finance plan.
Department for Energy and Climate Change (link opens in a new
Citizens Advice Adviceguide (link opens in a new
Which? (link opens in a new window)
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