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From 31 December 2012, financial advisers will have to
be much clearer about the type of advice they give you and follow
new rules on how they charge. They will also have to make it clear
whether the advice they are providing is independent or
The Financial Services Authority (FSA) has published a new
Financial Advice Changes 1-2-3 (link opens in a new window PDF
file size 1.25 mb) to help consumers understand the
changes to the way they receive financial advice. The new guide
incorporates the feedback of leading consumer groups and industry
trade bodies. It is also available at local branches of the
Citizens Advice Bureau, across the UK.
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