Carer's Credits mean carers can be ‘credited’
with national insurance contributions to
qualify for other benefits, such as State Retirement Pension.
You will be credited with a Class 3 national
insurance credit for every week you qualify.
Applies to: England, Wales, Scotland and
Age rules: You must be 16 or over but
under State Pension age
Administered by: HM Revenue and Customs
Who does it help?
You must spend at least 20 hours a week caring
for someone (or multiple people) receiving a ‘qualifying benefit’
- Attendance Allowance
- Constant Attendance Allowance
- Disability Living Allowance (the middle or highest rates of the
- Personal Independence Payment (daily living component)
- Armed Forces Independence Payment
If the person you care for isn’t receiving a qualifying benefit,
the Department for Work and Pensions (DWP) will consider whether
the level of care you provide is appropriate. They will consider
the level of care as appropriate if there is a signed certificate
confirming this from a health or social care professional.
You continue to receive the Credit for 12 weeks after caring
ends or for breaks in caring of up to 12 weeks.
If you receive Carer’s Allowance or Income
Support as a carer (which does not always require you to receive
Carer’s Allowance), you will already be credited with national
insurance contributions so will not need to rely on these
You also qualify if you are within the 12
weeks before you become entitled to Carer’s Allowance or the 12
weeks after Carer’s Allowance ends.
This system of ‘credits’ replaces the old
system of Home Responsibilities Protection, which was in force
before 6 April 2010. Some years of Home Responsibilities Protection
collected before 6 April 2010 can be converted into credited
contributions for those years.
How do I make a claim?
Normally you do not need to claim Carer's Credits – they will be
awarded to you automatically by virtue of your other benefit
claims, e.g. Income Support or Carer’s Allowance.
However, if you are claiming because you are caring for a
disabled person and you don't receive credits by virtue
of another benefit, you need to apply using
the CF411A -
Application form for credits for parents and carers available on
the Gov.UK website (link opens in a new window)
Your application must be received before the end of the tax year
following the tax year to which the credits relate.
Last reviewed: 17 April 2015