Carer's Credits: bringing up a child
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Who does it help?
Since 6 April 2010, certain carers can be ‘credited’ with
national insurance contributions.
This can help them to qualify for:
which they may not otherwise have been eligible for if their
caring responsibilities prevented them from being able to work and
pay national insurance contributions in the normal way.
This system of ‘credits’ replaces the former system of Home
Responsibilities Protection, which was in force prior to 6 April
2010. However, some years of Home Responsibilities Protection
accrued prior to 6 April 2010 can be converted into credits for
You will be credited with a Class 3 national
insurance credit (link opens in a new window) for any
week in which:
- you get Child Benefit for a child
under the age of 12
- you reside with someone (for example, your partner) who gets
Child Benefit for a child under 12 and you share responsibility for
the child. However, the person receiving Child Benefit must not
need the national insurance credit themselves (for example, because
they are working and earning enough to pay national insurance
- You are an approved foster carer
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How do I make a claim?
Carer's Credits will be awarded to you automatically if you are
receiving Child Benefit.
However, if you are claiming Carer's Credits because the person
you live with gets Child Benefit and you share responsibility for
the child, or because you are a foster parent, you will need to
fill in form
CF411A - Application form for credits for parents and
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Last updated: 8 April 2013