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Emergency Information - One-off payment

You might find yourself caught short of money and need help with essentials like food or paying your bills. Please look at the range of support options we discuss in this guide.

One-off payment

Budgeting loan or advance

If you are claiming an out-of-work benefit, Pension Credit or Universal Credit and you need help to pay for one-off essentials, you may be able to get a budgeting loan or advance. The Department for Work and Pensions (DWP) lends you the money and you pay it back out of your benefit payments.

Our Budgeting Loan/Budgeting Advance guide sets out what you can get it for and how to apply.

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