You are now leaving the Turn2us site. Turn2us is not responsible for content on third party sites.



Universal Credit (UC) housing costs element - What is the Universal Credit (UC) housing costs element?

Find out more about the Universal Credit housing costs element.

What is the Universal Credit (UC) housing costs element?

This money is to help you with your housing costs.

It can help with rent and some service charges if you are a tenant.

If you are a homeowner you can receive help with your mortgage interest payments in the form of a Support for Mortgage Interest Loan.  Interest will be charged on the loans.  Loans will be repaid upon the sale of a claimant’s house; or on transfer of ownership of the property. Read our Support for Mortgage Interest Loan guide for more information.  Owner-occupiers can still receive help with some service charges and ground rent through the housing cost element of Universal Credit.

Applies to: England, Scotland, Wales, and Northern Ireland

 

Administered by: Department for Work and Pensions

 

Updated: April 2018

Anything wrong with this page?

Tell us the problem

Please enter your name
Please enter a valid email address
Please enter what you were doing
Please enter what you'd like to report
Please enter the security code shown
Close

Thank you

If you would like to tell us more please visit our contact page

Close

Check benefit entitlement

Find out what means-tested benefits you might be entitled to, including tax credits.

Use the Benefits Calculator

Search for a grant

Look for funds that might be able to give you a grant and/or other types of help.

Use the Grants Search tool