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Pension Credit

What is Pension Credit?

Pension Credit has two parts – Guarantee Pension Credit and Savings Pension Credit. You may be able to get one or both parts depending on your circumstances.

If you are on a low income Guarantee Pension Credit tops up your weekly income to a guaranteed level.

The Savings Pension Credit part is to reward people who have prepared for their retirement by having some earnings or savings.

From October 2015 some changes are expected to be made to Pension Credit to include help for those with rent or dependent children, see our Benefit Changes Timetable - October 2015 for more information.

Applies to: England, Wales, Scotland and Northern Ireland

Age rules: The age rules are different for the two parts of Pension Credit, see ‘Can I get Pension Credit’ for further details. 

Type of benefit: Means-tested

Taxable: No

Administered by: The Pension Service