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Pension Credit - Can I get Pension Credit?

Find out more about Pension Credit.

Can I get Pension Credit?

You can claim Pension Credit whether or not you are working. You also do not have to have paid national insurance contributions.

Guarantee Pension Credit

If you fit the age rules and are on a low income you could get Guarantee Pension Credit

Women can get this part when they reach state pension age.

Men can get this part when they reach the state pension age of a woman with the same date of birth as them.

You can work out your exact state pension age by using the state pension age calculator on the Gov.UK website

At the moment, as long as the person applying meets the age rules it does not matter what age their partner is but this will be changing as Universal Credit is rolled out and both members of a couple will need to meet the age rules to make a new claim for Pension Credit..

Savings credit

You could get this part if you have a certain amount of income coming in from pensions, savings, earnings and investments and are over 65 and reached state pension age before 6 April 2016. See the full qualification rules for Savings Credit on the GOV.UK website.

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