Emergency Information - Can't pay my mortgage

You might find yourself caught short of money and need help with essentials like food or paying your bills. Please look at the range of support options we discuss in this guide.

Last reviewed 24 August 2023

Can't pay my mortgage

If you're struggling with mortgage payments, check to see if you could be entitled to help from the government to pay your mortgage.

The government help with mortgages is a loan, but you don't have to pay it back until you sell your house.

You can check if you're entitled to help paying your mortgage using our free, confidential Benefits Calculator.

If you're behind with mortgage payments, MoneyHelper gives a step by step guide for what you should do.

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