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Universal Credit Advance - How much Universal Credit Advance will I get?

You can request an Advance Payment of Universal Credit to help you through the five week wait for your first payment.

Last reviewed 11 December 2023

How much Universal Credit Advance will I get?

You can get up to 100% of your estimated entitlement to Universal Credit. However, you will have to pay the amount back through deductions from future payments of Universal Credit and you might not be allowed to borrow an amount that would take more than 24 months for you to pay back. If you claimed Universal Credit before April 2021, you will have to repay your Advance within 12 months.

You will normally receive the advance within three working days of requesting it. However, if the agrees your situation is urgent, payment can be made quicker (even on the same day in some cases).

How do I repay a Universal Credit Advance?

Repayments are made by making deductions directly from your monthly Universal Credit award lasting a period of up to 24 months. If you claimed Universal Credit before April 2021, you will have to repay your Advance within 12 months.

You can ask for the repayments of the advance to be delayed for up to 3 months if you cannot afford it. This is only allowed in exceptional circumstances.

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