Universal Credit income and capital: What is taken into account?

The Department for Work and Pensions (DWP) takes into account your earnings, savings and investment to calculate your monthly entitlement to Universal Credit.

Your earnings, savings and investments affect your eligibility and how much you can get in Universal Credit.

If you have a partner, your joint earnings, savings and investments are taken into account even if your partner is not eligible for Universal Credit.

This guide will take you through each category so you can understand how they can affect your claim:

• Earnings
• Self-employed earnings
• Unearned income
• Capital/Savings

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