Some benefits are means-tested and the amount of income and capital you have can affect the eligibility. You can claim means-tested benefits if you can demonstrate that your income and capital are below a certain level.
The means-tested benefits are:
- Universal Credit.
- Pension Credit
- Housing Benefit (England, Scotland and Wales) or Housing Benefit (Northern Ireland)
- Council Tax Support
- Tax Credits (Child Tax Credit and Working Tax Credit)
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Income Support
Your means (income, savings and other capital) will be looked at to see if they are low enough for you to qualify. If they are greater than the limit, the benefit amount is reduced or may not be paid at all, so the amount you are entitled to can vary from one person to another.
You can get these benefits even if you have not paid enough national insurance contributions.
You can use the Turn2us Benefits Calculator to work out your entitlement to means-tested benefits.