You are now leaving the Turn2us site. Turn2us is not responsible for content on third party sites.

New State Pension - What if I don't qualify?

New State Pension is money paid to people who reach State Pension age on or after 6 April 2016.

What if I don't qualify?

You may not qualify for the New State Pension because you haven’t paid enough national insurance contributions or received enough national insurance credits.  

You cannot receive any New State Pension based on your partner’s national insurance contributions. However, there are exceptions for people who were married before April 2016 and whose husband or wife has died, and for women who were allowed to pay a reduced rate of national insurance contributions under the old rules. This can be complicated, so you should get advice if you think this applies to you. 

You could also be eligible for Pension Credit to top-up your income.

Anything wrong with this page?

Tell us the problem

Please enter your name
Please enter a valid email address
Please enter what you were doing
Please enter what you'd like to report
Please enter the security code shown

Thank you

If you would like to tell us more please visit our contact page

Man holding up girl like a plane

Free Wills Service

Change someone's tomorrow with our special Free Wills Service

Use our Free Wills Service
Helpline worker on the phone

Need help using our Benefits Calculator or Grants Search tools?

Call us on 0808 802 2000

(9am - 5pm Monday-Friday)

Find out about our helpline

Check benefit entitlement

Find out what means-tested benefits you might be entitled to, including tax credits.

Use the Benefits Calculator

Grants Search

Search our database of grant-giving organisations

Search for grants