New State Pension - What if I don't qualify?

You may not qualify for the New State Pension because you haven’t paid enough national insurance contributions or received enough national insurance credits.  

You cannot receive any New State Pension based on your partner’s national insurance contributions.  

You may be eligible for Survivor’s Inherited State Pension but only if you are a widow, a widower or a surviving civil partner and your deceased partner paid enough national insurance contributions before 6 April 2016. You can read more about this on the New State Pension: Inheriting or increasing state pension from a spouse or civil partner page of the government website. 

You could also be eligible for Pension Credit to top-up your income.