What is Support for Mortgage Interest?
Support for Mortgage Interest helps towards housing costs for the home you live in, such as the interest payments on mortgages and on other loans for home purchase, certain repairs, and home improvements.
Owner-occupiers can also get help with other housing costs including ground rent and service charges in some circumstances.
From 6 April 2018, support for mortgage interest will no longer exist as a benefit for new or existing claimants. Claimants will instead be invited to apply for a loan if they want to continue to be supported. Loans will be repaid upon the sale of a claimant’s house; or when claimant’s return to work if the borrower can afford it.
Applies to: England, Scotland, Wales, Northern Ireland
Administered by: Department for Work and Pensions
Some of the rules and calculations described in this information sheet are very complicated so we recommend that you seek further advice on your particular situation. You can use the Find an Adviser tool on our website to find a local benefits adviser.
Updated: August 2017