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Universal Credit (UC) income and capital - Universal Credit (UC): Capital/ Savings

Find out more about Universal Credit income and capital.

Universal Credit (UC): Capital/ Savings

Any capital/ savings you have under £6,000 is ignored.

Any capital/ savings you have between £6,000 and £16,000 is treated as if it gives you a monthly income of £4.35 for each £250, or part of £250, regardless of whether it does or not. So if you have £6,300 in a savings account, £6,000 of it will be ignored and the other £300 will be treated as giving you a monthly income of £8.70.

If you have capital/ savings over £16,000 as a single claimant or as a couple you will not be entitled to Universal Credit.

If you are a member of a couple but have to make a claim as a single person, your partner's capital/ savings will still be taken into account.

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