Carer's Credits - What are Carer's Credits?
Carer's Credits helps carers fill gaps in their national insurance record to help them qualify for the State Pension and other benefits.
- Last reviewed 23 December 2025
What are Carer's Credits?
Carer's Credits are a way for people who look after someone to keep up their National Insurance record, even if they can't work because of their caring role. Normally, you build up your National Insurance contributions by working and paying them through your wages.
Carer's Credits can help you qualify for things like the State Pension.
Applies to: England, Northern Ireland, Scotland and Wales
Age rules: You must be 16 or over but under state pension age
Administered by: the Government department that is responsible for employment and welfare See full definition
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