What is the Help to Save scheme?
We explain the benefits of this scheme and whether you are eligible.
- Last reviewed 17 April 2026
The Help to Save scheme is a government savings scheme for people who receive Universal Credit.
It gives you two bonus payments of up to 50% on savings paid into a Help to Save account.
You can pay up to £50 into your account each month, which is £2,400 over four years. The maximum amount you can earn from your savings over the four years is £1,200.
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