Universal Credit Housing Costs Element - I have a shared ownership property. How much will I get?
Universal Credit (UC) housing costs element can help with rent and some service charges
- Last reviewed 25 February 2026
If you are buying part of your home and renting the rest through a shared ownership scheme, you may be able to get help with your rent and service charges through Universal Credit.
You can find more information about Shared Ownership on the GOV.UK.
You won't get any help with your mortgage through Universal Credit, but you might be able to get help through a Support for Mortgage Interest Loan.
You won't be affected by the The most help you can get from benefits to pay rent in the private sector. See full definition rules or the Bedroom Tax.
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