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Self employment and benefits - What if I stop work to have a baby?

If you or your partner are working, or thinking of starting work, as a self employed person you might qualify for welfare benefits to top up your income.

The benefits you are entitled to will depend on a number of things, including your age, the number of hours you work and how much you earn.

What if I stop work to have a baby?

If you are going to stop working as a self employed person to have a baby, you might be able to get the following benefits to top up or replace your earnings from self employment:

Once you have had your baby you might get:

There are other benefits not related to having a baby which you may become entitled to for the first time or get an increase in because of your change in income:

Can I get self employed Maternity Pay?

Statutory Maternity Pay (SMP) is paid by an employer when an employee leaves work to have a baby. If you are self employed you cannot get Statutory Maternity Pay as you are working for yourself and therefore do not have an employer.

If you are self employed and temporarily unable to work due to having a baby, you should check if you qualify for Maternity Allowance.

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