What is a Universal Credit Advance?
When you first make a claim for Universal Credit, you will have to wait around five weeks for your first payment.
If you are going to struggle for money during this wait, you can ask for an Advance Payment of Universal Credit.
The Advance Payment is a loan which you have to pay back from your Universal Credit payments a bit at a time. You don’t pay any interest on a Universal Credit Advance Payment.
Applies to: England, Northern Ireland, Scotland and Wales
Age rules: You must be aged 16 or over
Type of benefit: Means tested
Taxable: No
Administered by: Department for Work and Pensions
Updated: January 2020