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Universal Credit (UC) housing costs element - What is the Universal Credit (UC) housing costs element?

Universal Credit (UC) housing costs element can help with rent and some service charges if you are a tenant.

What is the Universal Credit (UC) housing costs element?

This money is to help you with your housing costs.

It can help with rent and some service charges if you are a tenant.

It is paid with your Universal Credit. It is usually paid to you and it is your responsibility to pay your landlord.

If you are a homeowner, you can't get the housing costs element to help with mortgage payments. However, you might be able to get it for service charges. Homeowners might be able to get help with mortgage payments in the form of a Support for Mortgage Interest Loan

Applies to: England, Scotland, Wales and Northern Ireland

Administered by: Department for Work and Pensions

Reviewed: August 2021

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