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Making budgeting decisions

A guide on how Personal Independence Payment (PIP) is awarded, the activities you're assessed on and how points are given.

Last reviewed 14 August 2026

Making budgeting decisions is one of the daily living activities. The points you score for this activity are added to your scores for the other daily living activities.

Check your likely award

Working out how many points you might get can be difficult. The Turn2us PIP Helper takes you through a questionnaire about the PIP activities and gives you an estimate of the award you might be entitled to, so you don't have to work out the points yourself.

Use the Turn2us PIP Helper

Think about whether you can handle money

When considering this activity, think about what help you need most of the time to do it:

  • Safely
  • Well enough (including without experiencing too much pain or exhaustion)
  • Often enough
  • Without taking too long

You get points for the sentence that is true for most of the time, or more than half the time. If more than one sentence is true, you will only get points for the one that is true for the most time. 

You can only score one set of points for making budgeting decisions - do not add the points together.

No points

You get no points if you can plan your budget and pay your bills without any help.

Two points

You get two points if you can only plan your budget and pay your bills if someone reminds you or helps you.

Four points

You get four points if you can only add up your shopping and work out the change if someone reminds you or helps you.

Six points

You get six points if you can’t add up your shopping or work out the change, even if someone helps you.

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